Payday Loans in SOUTH CAROLINA USA

South Carolina Payday Loan Laws and Legislation

Resident of South Carolina will be glad to know that 4paydayloan.com can provide the needful cash fast when it is weeks till your next paycheck. The service is fast and simple. A couple of minutes spent filling in the application forms, and you will get the money transferred into your personal bank account.

Payday loans laws in South Carolina are similar to the lending laws in many other states. The APR in the state is higher compared to some other US states, and it is 459%. Lenders can charge 15% rates or $17.65 for every $100 borrowed. The limit for the sum of a payday cash advance is $300, and the loan time period is restricted to 31 days in Carolina.

South Carolina is the ninth among the states having the largest number of payday lending institutions. According to the survey there are 902 lenders in South Carolina. Due to the fast growth in this sphere the number of payday lenders is likely to be higher.

Even those who don't live in South Carolina, 4paydayloan.com will provide you with a cash advance to help solve certain financial problems. Our service is available for all the residents of the US. Go to loansdale.com and start the application process. Once you get the approval, you'll receive the sum you requested and you will have to pay it back on the next payday.

The government controls the functioning of all lending companies in South Carolina. A company willing to set up a payday loan business should receive the license from the State Board of Financial Institutions. Net worth assets of the company should be $25,000, and the firm should provide all the business information. As a matter of fact there are some other regulations to follow: the company has to provide the business name as well as physical location.

Another requirement is that the lender should verify that they have a valid bank account. The lending company should post the fees in a clearly visible place for the clients to see. The loan term cannot be longer than 31 days, and the loan maximum is $300. The limit is low, in fact, as the max sum in other states is $500.

Every payday loan in South Carolina should have a written agreement signed by the borrower and the lender. The contract is to state the name of the lender, the transaction date, the sum, and all the fees. The fees are in US dollars as well as in the APR (annual percentage rate).

Loan fees are also regulated. The lender can apply to the check value maximum a 15%. This fee can be imposed only once on the borrower. The lender can charge additional fees up to $10.

South Carolina

Payday Loans Offered: Yes

Max Loan Amount: $550
Loan Term: Not to exceed 31 days.

State Regulator Information:
South Carolina State Board of Financial Institutions
Consumer Finance Division
P.O. Box 11905
Columbia, SC 29211
Phone: (803) 734-2020
Web: http://www.bofi.sc.gov/Pages/default.aspx

Find Fast Payday Loan lender by cities in South Carolina USA:

•  Abbeville
•  Adams Run
•  Aiken
•  Alcolu
•  Allendale
•  Anderson
•  Andrews
•  Arcadia
•  Awendaw
•  Aynor
•  Ballentine
•  Bamberg
•  Barnwell
•  Batesburg
•  Bath
•  Beaufort
•  Beech Island
•  Belton
•  Bennettsville
•  Bethera
•  Bethune
•  Bishopville
•  Blacksburg
•  Blackstock
•  Blackville
•  Blair
•  Blenheim
•  Bluffton
•  Blythewood
•  Boiling Springs
•  Bonneau
•  Bowling Green
•  Bowman
•  Bradley
•  Branchville
•  Brunson
•  Buffalo
•  Cades
•  Calhoun Falls
•  Camden
•  Cameron
•  Campobello
•  Canadys
•  Carlisle
•  Cassatt
•  Catawba
•  Cayce
•  Centenary
•  Central
•  Chapin
•  Chappells
•  Charleston
•  Charleston AFB
•  Cheraw
•  Chesnee
•  Chester
•  Chesterfield
•  Clarks Hill
•  Clearwater
•  Clemson
•  Cleveland
•  Clifton
•  Clinton
•  Clio
•  Clover
•  Columbia
•  Conestee
•  Converse
•  Conway
•  Coosawhatchie
•  Cope
•  Cordesville
•  Cordova
•  Cottageville
•  Coward
•  Cowpens
•  Crocketville
•  Cross
•  Cross Anchor
•  Cross Hill
•  Dale
•  Dalzell
•  Darlington
•  Daufuskie Island
•  Davis Station
•  Denmark
•  Dillon
•  Donalds
•  Dorchester
•  Drayton
•  Due West
•  Duncan
•  Early Branch
•  Easley
•  Eastover
•  Edgefield
•  Edgemoor
•  Edisto Island
•  Effingham
•  Ehrhardt
•  Elgin
•  Elko
•  Elliott
•  Elloree
•  Enoree
•  Estill
•  Eutawville
•  Fair Play
•  Fairfax
•  Fairforest
•  Fingerville
•  Florence
•  Folly Beach
•  Fork
•  Fort Lawn
•  Fort Mill
•  Fountain Inn
•  Furman
•  Gable
•  Gadsden
•  Gaffney
•  Galivants Ferry
•  Garnett
•  Gaston
•  Georgetown
•  Gifford
•  Gilbert
•  Glendale
•  Gloverville
•  Goose Creek
•  Gramling
•  Graniteville
•  Gray Court
•  Great Falls
•  Greeleyville
•  Green Pond
•  Green Sea
•  Greenville
•  Greenwood
•  Greer
•  Gresham
•  Grover
•  Hamer
•  Hampton
•  Hanahan
•  Hardeeville
•  Harleyville
•  Hartsville
•  Heath Springs
•  Hemingway
•  Hickory Grove
•  Hilda
•  Hilton Head Island
•  Hodges
•  Holly Hill
•  Hollywood
•  Honea Path
•  Hopkins
•  Horatio
•  Huger
•  Inman
•  Irmo
•  Islandton
•  Isle of Palms
•  Iva
•  Jackson
•  Jacksonboro
•  Jamestown
•  Jefferson
•  Jenkinsville
•  Joanna
•  Johns Island
•  Johnsonville
•  Johnston
•  Jonesville
•  Kershaw
•  Kinards
•  Kingstree
•  La France
•  Ladson
•  Ladys Island
•  Lake City
•  Lake View
•  Lamar
•  Lancaster
•  Lando
•  Landrum
•  Lane
•  Langley
•  Latta
•  Laurens
•  Leesville
•  Lexington
•  Liberty
•  Liberty Hill
•  Little Mountain
•  Little River
•  Little Rock
•  Lobeco
•  Lockhart
•  Lodge
•  Long Creek
•  Longs
•  Loris
•  Lowndesville
•  Lugoff
•  Luray
•  Lydia
•  Lyman
•  Lynchburg
•  Manning
•  Marietta
•  Marion
•  Martin
•  Mauldin
•  Mayesville
•  Mayo
•  Mc Bee
•  Mc Clellanville
•  Mc Coll
•  Mc Connells
•  Mc Cormick
•  Miley
•  Minturn
•  Modoc
•  Moncks Corner
•  Monetta
•  Montmorenci
•  Moore
•  Mount Carmel
•  Mount Croghan
•  Mount Pleasant
•  Mountain Rest
•  Mountville
•  Mullins
•  Murrells Inlet
•  Myrtle Beach
•  Neeses
•  Nesmith
•  New Ellenton
•  New Zion
•  Newberry
•  Newry
•  Nichols
•  Ninety Six
•  Norris
•  North
•  North Augusta
•  North Charleston
•  North Myrtle Beach
•  Norway
•  Okatie
•  Olanta
•  Olar
•  Orangeburg
•  Pacolet
•  Pacolet Mills
•  Pageland
•  Pamplico
•  Parksville
•  Patrick
•  Pauline
•  Pawleys Island
•  Peak
•  Pelion
•  Pelzer
•  Pendleton
•  Pickens
•  Piedmont
•  Pineland
•  Pineville
•  Pinewood
•  Pinopolis
•  Plum Branch
•  Pomaria
•  Port Royal
•  Prosperity
•  Rains
•  Ravenel
•  Reevesville
•  Reidville
•  Rembert
•  Richburg
•  Richland
•  Ridge Spring
•  Ridgeland
•  Ridgeville
•  Ridgeway
•  Rion
•  Rock Hill
•  Roebuck
•  Round O
•  Rowesville
•  Ruby
•  Ruffin
•  Russellville
•  Saint George
•  Saint Helena Island
•  Saint Matthews
•  Saint Stephen
•  Salem
•  Salley
•  Salters
•  Saluda
•  Sandy Springs
•  Santee
•  Sardinia
•  Scotia
•  Scranton
•  Seabrook
•  Sellers
•  Seneca
•  Sharon
•  Shaw A F B
•  Sheldon
•  Silverstreet
•  Simpsonville
•  Six Mile
•  Slater
•  Smoaks
•  Smyrna
•  Society Hill
•  Spartanburg
•  Springfield
•  Starr
•  Startex
•  State Park
•  Sullivans Island
•  Summerton
•  Summerville
•  Sumter
•  Sunset
•  Swansea
•  Sycamore
•  Tamassee
•  Tatum
•  Taylors
•  Tigerville
•  Tillman
•  Timmonsville
•  Townville
•  Travelers Rest
•  Trenton
•  Troy
•  Turbeville
•  Ulmer
•  Una
•  Union
•  Van Wyck
•  Vance
•  Varnville
•  Vaucluse
•  Wadmalaw Island
•  Wagener
•  Walhalla
•  Wallace
•  Walterboro
•  Ward
•  Ware Shoals
•  Warrenville
•  Waterloo
•  Wedgefield
•  Wellford
•  West Columbia
•  West Union
•  Westminster
•  Westville
•  White Rock
•  White Stone
•  Whitmire
•  Williams
•  Williamston
•  Williston
•  Windsor
•  Winnsboro
•  Woodruff
•  Yemassee
•  York


Disclamer: 4paydayloan.com is not a lender and does not broker loans. This website collects information which you provide and then forwards it to one more or lenders in our network. Individual lenders make the loan approval decision and determine the terms and conditions of each loan agreement.

4paydayloan.com may share the information which you provide at any step of the application process with third parties, including members of its lender network and other third party lenders with whom it has a marketing relationship.Payday lenders may perform routine credit checks and will normally verify all of the information which you supply on the application.

Submission of personal information is strictly voluntary and does not guarantee that you will be matched with a payday lender or will receive a payday loan. Not everyone will qualify for a payday loan.Not all lenders are able to provide the maximum amount of 1000$ in cash funds.

Cash transfer times vary among the different lenders and not all offer one hour transfer service.Payday loans are not available in all 50 states and the list of participating states may change at any time and without notice.



Apply Now