Payday Loans in RHODE ISLAND USA

Rhode Island Payday Loan Laws and Legislation

Expenses can arise unexpectedly and no one can predict when this might happen. By logging on you will choose the best payday loan for your peculiar case. Fill in the application form, and we will help you receive the funds which you need. As you get the approval, the loan will be transferred to your current bank account.

In fact payday loans are considered legal in Rhode Island. Borrowers can apply for loans that do not exceed 500 dollars. The minimum loan term in Rhode Island is 13 days but there isn't the maximum term. Lenders can charge 15 % interest rates which means that you will pay $15 extra for each $100 borrowed, which is 15 dollars in additional.

When the residents of Rhode Island need money fast, they can visit to obtain the needed sum. You will get access to the cash by simply filling out the application form online. We do not ask the reason for which you borrow the money and we offer the service to all the residents of the United States. Payday loans in Rhode Island enable you to pay for the things you need.

As far as payday loans are legal in Rhode Island, still there are certain regulations to protect the rights of a borrower. The Rhode Island government states the fees and interest rates which a lender has the right to charge. The fees are not to exceed $5, or 10 % of the check amount.

Payday lenders operating in Rhode Island are to have a fee schedule and the interest rates posted at the office to make it available for the customers. All the lenders should keep a list of identification forms they accept to issue the loans. In fact, the maximum payday loan that may be provided in Rhode Island is 300 dollars. The loan is provided for the period of time not longer than 14 days. Provided that the sum of the check is less than 300 dollars, the lender in Rhode Island has the right to defer the check deposit from the borrower.

Actually, all payday loans in Rhode Island should have a written contract signed by both the lender and the borrower. The contract is to state the fees and the APR (annual percentage rate) in dollars (US). The contract should contain the information on the loan term. Customers in Rhode Island can have 3 payday loans at a time, but a lender has the right to issue a rollover only once.

Rhode Island

Payday Loans Offered: Yes

Max Loan Amount: $500
Loan Term: Not less than 13 days.

State Regulator Information:
Rhode Island Department of Business Regulation
1511 Pontiac Ave.
Cranston, RI 02920
Phone: (401) 462-9500

Find Fast Payday Loan lender by cities in Rhode Island USA:

•  Adamsville
•  Albion
•  Ashaway
•  Barrington
•  Block Island
•  Bradford
•  Bristol
•  Carolina
•  Central Falls
•  Charlestown
•  Chepachet
•  Clayville
•  Coventry
•  Cranston
•  Cumberland
•  East Greenwich
•  East Providence
•  Exeter
•  Fiskeville
•  Forestdale
•  Foster
•  Glendale
•  Greene
•  Greenville
•  Harmony
•  Harrisville
•  Hope
•  Hope Valley
•  Hopkinton
•  Jamestown
•  Johnston
•  Kenyon
•  Kingston
•  Lincoln
•  Little Compton
•  Manville
•  Mapleville
•  Middletown
•  Narragansett
•  Newport
•  North Kingstown
•  North Providence
•  North Scituate
•  North Smithfield
•  Oakland
•  Pascoag
•  Pawtucket
•  Peace Dale
•  Portsmouth
•  Providence
•  Prudence Island
•  Riverside
•  Rockville
•  Rumford
•  Saunderstown
•  Shannock
•  Slatersville
•  Slocum
•  Smithfield
•  Tiverton
•  Wakefield
•  Warren
•  Warwick
•  West Greenwich
•  West Kingston
•  West Warwick
•  Westerly
•  Wood River Junction
•  Woonsocket
•  Wyoming

Disclamer: is not a lender and does not broker loans. This website collects information which you provide and then forwards it to one more or lenders in our network. Individual lenders make the loan approval decision and determine the terms and conditions of each loan agreement. may share the information which you provide at any step of the application process with third parties, including members of its lender network and other third party lenders with whom it has a marketing relationship.Payday lenders may perform routine credit checks and will normally verify all of the information which you supply on the application.

Submission of personal information is strictly voluntary and does not guarantee that you will be matched with a payday lender or will receive a payday loan. Not everyone will qualify for a payday loan.Not all lenders are able to provide the maximum amount of 1000$ in cash funds.

Cash transfer times vary among the different lenders and not all offer one hour transfer service.Payday loans are not available in all 50 states and the list of participating states may change at any time and without notice.

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